Seminar cancelled due to state restrictions in place by Governor Walz

What you think about, comes about and I'll prove it.

Seminar cancelled due to state restrictions in place by Governor Walz

Thursday, November 19, 2020

6:00 pm – 9:00 pm Dinner will be served

1st hour: What you think about, comes about and I’ll prove it.

2nd hour: If what you thought you knew to be true about money turned out not to be true, when would you want to know?

VENUE: Edina Country Club, 5100 Wooddale Ave, Edina

Course Description: Learn a simple technique that can be used every day to check for toxic factors that can affect the team and production and ways to correct them.

What if what you thought you knew to be true about money turned out not to be true, when would you want to know?

We will explore some common myths and perceptions about money and how it really works.

Whether you’re early in your career or beginning to think about retirement, there are things that can rob you of tens of thousands if not hundreds of thousands of dollars.

Our Presenter:
I am a born and bred Minnesotan and actually live next door to the house I grew up in. My wife
Valerie and I have been married for over 31 years and I love her more now than ever. Our three
daughters Rachel, Kelly, and Megan are all married to wonderful men and I am blessed with 3
grandchildren.
Growing up I cut lawns, shoveled driveways, delivered newspapers, and helped out with chores
at home.
This taught me the basics of hard work, perseverance, and the satisfaction of a job well done.
I finished my college and graduate education at the University of Minnesota and began my
dental practice in 1985.
During my 19 years of practice I followed a path of high integrity and the philosophy of putting
the client’s interests ahead of my own. Basically, doing the right thing.
I also learned how to run a business, read a P & L and understand a balance sheet.
In 2004, because of carpel tunnel syndrome, I had to sell my dental practice and walk away
from a life of education and purpose I worked so hard to build.
When I started practice in 1985 I purchased disability policies so in the event I became sick or
hurt and couldn’t practice dentistry I’d be ok.
At claim time two of the three policies I owned denied my claim even though my physician
stated I could not practice dentistry anymore.
This event affected me so strongly that I began a new career. I became passionate about
helping my fellow health care practitioners wade through the 30 – 40 pages of a disability policy
and alert them to the pitfalls of a poorly written contract.
Wow there are a lot of poor contracts out there!!!
At the same time I had sold my practice and there was ol’ Uncle Sam with his hand out. The
government wanted 28% of the sale proceeds.
My thought was, “What the heck did they ever do to help me build it, maintain it, and why do
they think they should get a big chunk of it”?
The answer… Tax Law.
Right then and there I had my news life’s purpose.
To stand up for people’s rights and to educate them so that they can keep more of what is
legally theirs and to put a stake in the ground for them and say, “Not On My Watch”!!!
Over the past 15+ years of education and study in the financial services industry I run my
practice with these beliefs as my soul purpose.
I believe the IRS tries really hard to take the fun out of being successful.
I believe you should be in control of your wealth, not the government or financial institutions. I
believe you should pay your income taxes once, and get your wealth off the radar screen of the
IRS forever. I believe you can keep your current lifestyle in retirement, with half the money Wall
Street says you’ll need. Believe me; it’s not what you earn . . . it’s what you keep.
I believe there is more opportunity to serve my clients by helping them avoid the losses than by
picking the winners.

Dr. Joseph Varno, DDS
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